Advantage Bankcard Services, Inc. and its subsidiaries (hereinafter referred to individually and together as "ABS") provide information, services and products at this web site. Any and all use of this web site is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification.

Unless otherwise stated, the contents of this site including, but not limited to, the text and images contained herein are the property of ABS and contains copyrighted material, trademarks, and other proprietary information. All rights reserved. ABS owns a copyright in the selection, coordination, arrangement, and enhancement of content submitted by third parties, as well as in the content original to it. Users may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit, any of the content, in whole or in part. User may access or download information from the ABS web site for the user's personal use only.

Web links on this site may lead to sites not owned or operated by ABS. No warranty is made with respect to such sites and ABS takes no responsibility for such sites. A link to another site is not an endorsement of that site. Any use you make of the information provided on this site, or any site linked to this site, is at your own risk.

This ABS web site is controlled and operated from the Commonwealth of Massachusetts , USA . ABS makes no representation or warranty that the contents of this site are appropriate, lawful, or available for use in other geographic locations. User is responsible for compliance with any laws applicable to use of the ABS web site in user's location.

THE ABS WEB SITE IS PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANT ABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF TITLE OR WARRANTIES OF NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS, OTHER THAN THOSE WARRANTIES THAT ARE IMPLIED BY, AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER, APPLICABLE LAWS. ABS DOES NOT WARRANT OR REPRESENT THAT THE SITE WILL BE FREE OF ERRORS OR VIRUSES.

In no event will ABS or any person or entity involved in creating, producing or distributing the ABS web site, be liable for damages (including, without limitation, direct, indirect, incidental, special, consequential or punitive damages or lost profits) arising out of the use or inability to use said web site. Disclaimer of liability applies, without limitation to any damages or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to or alteration or use of records, whether under claim for breach of contract, tortuous behavior, negligence, or any other cause of action.